Multiple Ways to Save on Medical Costs
- Discuss your situation with people in a position to make a decision about your financial bills.
- Contact various associations and foundations to inquire about resources available.
- Talk to your friends. Many of them have been through similar circumstances and I have found them to be a wealth of knowledge about local resources.
- One of the resources recommended was Catholic Charities.
- Call medical providers to compare rates for office visits and services.
- Often doctors will discount bills by a certain percentage if you pay by cash vs.
- Ask the doctor to help you prioritize what medical matters should be dealt with, comparing risk of waiting and ability to pay.
- When dealing with several doctor bills
- In addition to calling doctors, I have called hospitals to explain our financial condition with multiple bills.
- Call various pharmacists to get quotes on medications used frequently to determine where you can get the best price.
- Save money by purchasing necessary medications at higher doses and then splitting the pills in half.
- Keep your medical records filed in an organized way so that you can check bills easily.
- Keep immaculate records and all receipts for tax purposes. Mileage, motel stays, etc.
- Check to determine if your company offers an HSA
- An alternative that employers are required to offer is an FSA
via betterbudgeting
