1. Spend more than you make

2. Lust after what you don’t have

3. Never give to anyone

4. Don’t pay attention to where you money goes

5. Get a loan for everything… cars, a new bedroom set, a vacation ***BONUS: use credit cards with a 25% interest rate!

6. Wait for the perfect time to start saving

7. Follow the crowd

8. Don’t worry about the little things, they don’t really add up

9. Invest your money in things that you know nothing about

10. Waste stuff - money, food, time.

via christianpf