Ten Tips for Managing Your Credit
Tip #1: Live within your means.
Tip # 2: Pay your bills on time.
Tip #3: Pay more than the minimum.
Tip #4: Avoid credit card add-on programs.
Tip #5: Don't chase lower rates by transferring balances.
Tip #6: Know the terms of your credit agreement.
Tip #7: Pay off accounts with the highest interest rates first.
Tip #8: Don't open new credit too soon.
Tip #9: Monitor your statements.
Tip #10: Monitor your credit reports.
