1. Set a financial goal.
2. Train yourself to be financially independent.
3. Buy your own home. .
4. Fund your retirement account.
5. Opt for long-term planning over crisis management.
6. Start investing.
7. Don't fear risk.
8. Don't go it alone.
9. Get emotional support, if you need it.
10. Be more confident in salary negotiations.
11. Venture out of your financial comfort zone.
12. Know that it's never too late.
Via bankrate.com