1. Combine your cable, internet and telephone service. 
2. Slow down your internet service.
3. Send away for and follow up on rebates.
4. Buy a refurbished Mac:
5. Convert to a gas water heater. 
6. Request a reduction in the interest rate for your home equity line of credit.
7. Request a reduction in the interest rate on your credit cards.
8. Refinance you mortgage.
9. Get rid of Private Mortgage Insurance.
10. Get your books from the library.
11. Get DVDs from the library.
12. Get DVDs from Red Box.
13. Read magazines at the library or online.
14. Subscribe to magazines that are must reads.
15. Buy your car over the internet:
16. Request a discount on trash service.
17. Never pay checking account fees.
18. Get a rewards card.
19. Don’t pay interest on credit cards.
20. Take advantage of 0% credit card offers.
21. Replace incandescent bulbs with compact fluorescent light (CFLs) bulbs.
22. Drive your car longer.
23. Pay your life insurance annually.
24. Pay car insurance semi-annually.
25. Increase insurance deductibles.
26. Think before submitting an insurance claim.
27. Get rid of your home telephone.
28. Consider VOiP telephone service.
29. Shut vents in unused rooms.
30. Eliminate some cable service.
31. Agree to limit gift giving.
32. Get healthy.
33. Cancel the health club membership.
34. Pass on extended warranties.
35. Take your lunch to work one more day a week than you do now.
36. Buy low cost mutual funds.
37. Take advantage of employer 401(k) matches.
38. Use flexible spending accounts.
39. Get tires from Costco or other wholesale clubs.
40. Keep tires properly inflated.
41. Stop smoking.
42. Drink less alcohol. 
43. Buy term life insurance. 
44. Buy generic over-the-counter medicines.
45. Get organized and avoid missed payments.
46. Buy online when it saves you money.
47. Consider MythTV PVR in replace of TiVo type services.
48. Use Open Source software when possible.
49. Check the insulation in your home.
50. Buy energy efficient appliances.
51. Stay married.

Via doughroller