1. Get up early, and exercise.
2. Shower.
3. Write a thank-you note to your former boss.
4. Take a good, honest look at your financial situation.
5. Allow yourself to grieve. A job loss is like a death.
6. Talk with someone smart and upbeat who makes you feel good about yourself.
7. Write out a plan of action.
8. Perfect your résumé.
9. Make a list of all your contacts
10. Reflect.
via usnews
full list via theloanz
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Apply for Unemployment Insuranceas soon as possible as there is a one week waiting period.
Review severance package with a lawyer.
Elect COBRA to keep your health insurance.
Avoid credit card debt. Avoid running up credit card debt which can carry interest rates of 19% or higher.
Rental housing: If you are unable to pay your rent, your landlord has to take you to court to evict you. First you will receive a 10 day demand for rent.
Owner occupied housing: If you fall behind on your mortgage payments, or know you will soon fall behind, contact your lender’s Loss Mitigation Department and make a hardship application.
If you find yourself falling behind on paying bills due to lost income, prepare a family budget of all income and expenses.
When determining how to pay the bills use your income and savings first. .
If debt problems become overwhelming you can consider personal bankruptcy as an option to get an economic fresh start.
If you have any questions about debt collection or bankruptcy issues please call the City Bar Justice Center Hotline at 212-626-7383.
If you have no income and no more than $2000 in resources, you may be eligible for public assistance.
You may be eligible for food stamps if you have little or no income and no more than $2000 in resources.
LawHelp.
1. Negotiate for that severance package!
2. Figure in your unemployment benefits.
3. Polish your resume.
4. Work your network.
5. Leverage online job resources.
6. Conserve your emergency fund?
7. Diversify.
8. Seek support.
9. Don’t give up.
10. Think outside the box.
via thedigeratilife