Top reasons not to buy a home

Even though this may be the best buyer's market in a decade, now may not be the right time for you to buy.

1. Prices are still dropping

2. This sale will be on for a while

3. You may not stay put

4. Your job could be the next to go

5. Your cash reserves will be eaten up

1. It’s not always a good investment.

2. Renting isn’t necessarily throwing your money away on rent.

3. The tax deduction isn’t the benefit most people think.

7. You want the landlord to fix the running toilet

6. You prefer paying off someone else's mortgage

5. You like having Mom do the cooking and laundry

4. Job...What job?

3. You just won American Idol and will be on the world tour

2. Long-term wealth isn't part of your game plan

1. Your credit score matches your IQ and you are a genius

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