- Get a free checking and savings account.
- Take the free checks that the bank offers in the maximum amount they allow
- Failure to keep track of your bank/checking account can easily cost you money via overdraft fees.
- If you have to have a credit card, make sure you get one with the lowest interest rate possible
- Pay credit card bills on time.
- Serious about saving money
- Save that spare change you’ve got jangling in your pocket or sloshing around in the bottom of your backpack or purse in a big jar or can somewhere out of the way.
full list via collegescholarships