1. Many agents decide not to buy leads because they cost money that they could spend elsewhere.
2. As an agent, you are well aware that every lead is not going to turn into a sale.
3. Agents who do not purchase leads will have to spend time generating them elsewhere.

via insurancenewsnet

pic via batesia 

1. Passing away early

2. Living too long

3. Painful existence

4. Tax benefits

via rediff