1. A satisfying lifestyle becomes your priority

2. You now value the gift of time

3. Your stuff no longer demands our attention

4. Achieve more with less

5. The law of diminishing returns

6. Reduces money stress

7. Your self worth is no longer connected to the stuff you have accumulated

8. Conscious Consumption

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1.  De-clutter.  Begin by grabbing an empty shopping bag.  Walk around your home.  Fill the bag with anything you don't use or love.  Place the bag in your car and drop it off at a charitable organization.  Repeat weekly.

2.  Control your time.  Reduce obligations.  Learn to say no more often.  Even one fewer activity per week can allow you some down time.

3.  Do without.  Stop impulse purchases.  Each item you buy costs more than the purchase price.  Consider upkeep costs in both time and dollars.

4.  Pare down.  Do you really need six spatulas or 30 pairs of shoes?

5.  Have a weekly "no noise" day.  Turn off the TV and radio.  Tune in to nature and your family.

6.  Make a list.  Split your current activities and tasks into two columns:  things I enjoy and things I don't enjoy.  How can your reduce the second column and increase the first?

7.  Organize everything.  What takes up too much of your time?  Simplify your routines, paperwork, wardrobe and your life.

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With a little Information, make simple changes, turn off the TV and you'll be surprised to discover simplicity is easy. Tips for money and time management.

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1. Count your blessings.

2. Practice acts of kindness.

3. Savour life’s joys.

4. Thank a mentor.

5. Learn to forgive.

6. Invest time and energy in friends and family.

7. Take care of your body.

8. Develop strategies for coping with stress and hardships.

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