In addition:

• More than one-quarter of adults failed the quiz.

• Women were far more likely to fail than men: 42% scored an F compared with 15% of men.

• Men were much more likely than women to get an A or B on the test (51% compared with 17%).

1. The difference between needs and wants
2. Scarcity makes your choices for you
3. The pointlessness of the hedonic treadmill
4. Every money decision has a cost of its own
5. Why supply and demand rule
6. Throw no good money after bad
7. The role risk plays
8. The time value of money
9. The miracle of compound interest

via moneycentral

1. Be humble
2. Take calculated risks
3. Have an emergency fund
4. Mix it up
5. It's the portfolio, stupid
6. Average is the new best
7. Practice patience
8. Don't time the market
9. Be a cheapskate
10. Don't follow the crowd
11. Buy low
12. Invest abroad
13. Keep perspective
14. Just do it
15. Borrow responsibly
16. Talk to your spouse
17. Exit gracefully
18. Pay only your share
19. Give wisely
20. Keep money in its place

via lifedigest.blogspot

1. Retirement, Part I: "Save 10% for basics, 15% for comfort, 20% to escape."
2. Retirement, Part II: "Retirement money is for retirement; until then, keep your mitts off it."
3. Student loans: "Your total borrowing shouldn't exceed what you expect to make your first year out of school."
4. College savings: "Saving for retirement is more important, but try to put at least $25 a month per kid in a college savings plan."
5. Cars, Part I: "Buy used and drive it for at least 10 years."
6. Cars, Part II: "If you must borrow to buy a car, follow the 20/4/10 rule."
7. Cars, Part III: "To compute and compare the real monthly cost to buy, insure and operate a car, double the price tag and divide by 60."
8. Credit cards: "If you carry a balance, look for the lowest rate. If you don't, get rewards at least equal to 1.5% of what you spend."
9. Debt repayment: "Pay off maxed-out cards first."
10. Financial flexibility: "You need to be able to get your hands on cash or credit equal to three months' worth of expenses."
11. Insurance: "Cover yourself for catastrophic expenses, not the stuff you can cover out of pocket."
12. Life insurance: "Those who need it typically need five to 10 times their income." 
13. Mortgages, Part I. "If you can't afford to buy the house using a 30-year fixed-rate mortgage, you can't afford the house."
14. Mortgages, Part II. "Fix the rate for at least as long as you plan to be in the home."
15. Mortgages, Part III: "You almost certainly have better things to do with your money than prepay a low-rate, deductible mortgage."
16. Priorities: "Retirement, then credit cards, then emergency fund."

via moneycentral.msn