Top Tips for Debt Problems

You can’t eliminate personal debt if you don’t recognize it. If you’re laying awake at night worrying about money, you probably already know that you’re in over your head.

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3 Tips to Lower Debts

smarter smarter - 13 months ago

 

  • Unsecured Credit Cards: Get Rid of the Plastic
  • Take Advantage of a Home Equity Loan or Mortgage Refinancing
  • Debt Management and Credit Counseling Services

 

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4 Tips On How To Overcome Your Debt Problems

smarter smarter - 13 months ago

 

  • Home Refinancing. 
  • Consumer Counseling. 
  • Loan Or Debt Consolidation. 
  • Cash Out Your Equity.  

 

 

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15 Warning Signs of Debt Problems

smarter smarter - 13 months ago
  1. You routinely spend more than you earn.
  2. You make only the minimum payment required on your credit cards.
  3. Your credit limit is maxed on most of your cards.
  4. You’re unsure about how much you owe or what may be on your credit report.
  5. You skip payments on some bills in order to pay others, or use cash advances on one credit card to pay off another.
  6. You use credit cards for day-to-day purchases like groceries, movie tickets or fast food.
  7. You find yourself arguing with your spouse about money or you’re are afraid to talk to your spouse about money at all.
  8. Your utilities are disconnected for non-payment.
  9. You write cheques that bounce.
  10. You’ve recently been turned down for credit or a loan
full list via ismckenzie