• Be calm and do not panic.

• If there are injuries to any persons, call 999 for assistance.

• If there are no injuries, move your vehicle to a safe area away from traffic, where possible.

• Note the names and addresses of the other driver(s) involved.

• Note the model and vehicle registration number of the vehicle(s) involved.

• Note names and addresses of witnesses, if any.

• Sketch a simple diagram of the accident scene and the position of each vehicle right before and after the accident (Photos of the accident scene, if available, can be very helpful).

• Exchange information on the names of your respective insurance companies/takaful operators.

• Do not discuss on whose fault it was. This may complicate handling of your claims.

• If your vehicle needs to be towed, ensure that the vehicle will be sent to the correct workshop. Call your insurance company/takaful operator or its accident hotline number for the appropriate workshop.

• Report the accident to the police promptly.

• Inform your insurance company/takaful operator promptly even if you do not intend to make a claim. The third party involved in the accident may make a claim against your insurance company/takaful operator which would cause you to lose your NCD.

• Complete the claims form in full and include any additional relevant information. If in doubt, ask your insurance company/takaful operator for advice.

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1. Always read instructions carefully

2. Do not drink urine. Or sea water. Or bird blood.

3. Do not eat jellyfish. Or fish that are armed with spikes. Or that have parrot-like beaks. Or that puff up like balloons.

4. Pressing the eyes of fish will paralyse them.

5. The body can be a hero in battle. If a castaway is injured, beware of well-meaning but ill-founded medical treatment. Ignorance is the worst doctor, while rest and sleep are the best nurses.

6. Put up your feet at least five minutes every hour.

7. Unnecessary exertion should be kept occupied with whatever light distraction may suggest itself. Playing card games, Twenty Questions and I Spy With My Little Eye are excellent forms of simple recreation. Community singing is another sure-fire way to life the spirits. Yarn spinning is also highly recommended.

8. Green water is shallower than blue water.

9. Beware of far-off clouds that look like mountains. Look for green. Ultimately, a foot is the only good judge of land.

10. Do not go swimming. It wastes energy. Besides, a survival craft may drift faster than you can swim. Not to mention the danger of sea life. If you are hot, wet your clothes instead.

11. Do not urinate in your clothes. The momentary warmth is not worth the nappy rash.

12. Shelter yourself. Exposure can kill faster than thirst or hunger.

13. So long as no excessive water is lost through perspiration, the body can survive up to fourteen days without water. If you feel thirsty, suck a button.

14. Turtles are an easy catch and make for excellent meals. Their blood is a good, nutritious, salt-free drink; their flesh is tasty and filling; their fat has many uses; and the castaway will find turtle eggs a real treat. Mind the beak and the claws.

15. Don't let your morale flag. Be daunted, but not defeated. Remember: the spirit, above all else, counts. If you have the will to live, you will. Good luck!

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