• Avoid advertising. 
• Avoid temptation. 
• Exercise mindfulness. 
• Remind yourself of larger goals. 
• Use the 30-day rule. 
• Tax yourself whenever you make an impulse purchase. 
• Use cash!

1. Review Last Year's Holiday Expenses

2. Prepare An Overall Holiday Budget 

3. Set Realistic Spending Limits

4. Avoid Using Credit Cards

5. Consider Christmas Club Accounts For Next Year

via alloysilverstein 

1. AVOID TAKING ON DEBT. 

2. AVOID LIFESTYLE INFLATION.

3. IGNORE ADS AND CATALOGS. 

4. MAKE A LIST OF WHAT YOU WANT--AND THEN SIT ON IT. 

5. QUESTION YOURSELF. 

6. SET YOURSELF A "SPLURGE" BUDGET.

via thenewhomemaker

1. Waiting overnight before making a purchase. 
2. Carefully considering your buying motives.  No amount of stuff equals contentment or fulfillment
3. Never buying anything you do not understand
4. Considering the opportunity cost of your money
5. Seeking the counsel of your spouse (or accountability partner)