Top online banking tips for you.

Through online banking, your computer becomes your financial center for everything from balance transfers to new accounts.

1

Money-rates.com Online Banking Tips for 2008

smarter smarter - 9 months ago

(1) THE BASICS: What to Expect from Your Online Bank

(2) RATES, RATES, RATES

(3) NEGOTIATE FEES WITH YOUR BANK

(4) READ THE FINE PRINT ON TEASER-RATE BANK OFFERINGS

(5) CONSIDER INTRODUCTORY MONEY MARKET ACCOUNT OFFERS

(6) USE ONLINE BILL PAYMENT

(7) VERIFY FDIC-INSURANCE COVERAGE OF YOUR BANK

(8) CONSIDER CREDIT UNION CD SPECIALS

(9) MINIMUM BALANCES FEES

(10) CREDIT CARD TRAP

(11) BANK ALERTS

(12) MONITOR YOUR ACCOUNTS

via money-rates


0

Payment tips

smarter smarter - 9 months ago
1. Confirm the account and reference details.
2. Enter the 'roll number' in the reference field (if required).
3. Have enough money in your account the working day before your payment is due or before making immediate payments.
4. Always use the 'search' tool when making payments to a company or organisation.
5. Check you have the correct reference details.
6. Ensure you've used the correct entry from your list of previous payees. Delete those unused.
7. Always check that the payment details you're using are correct before confirming a payment.
8. Never click on the 'confirm' button twice.
9. If possible, print step 4 of 4.
10. To check future dated payments, see 'Change Payments'.
11. To check your immediate payment, view your cleared balance on the See Statements screen.
12. Cleared funds and cut-off times.
 

0

6 cool new online banking tips

smarter smarter - 9 months ago

See account activity online

 

  • Check imaging
  • Deposit ticket review
  • Coordination between accounts
  • Payroll and other services
Making deposits from your desk
 

 

 

0

How To Start an Online Banking Account

smarter smarter - 9 months ago
pic via lovetoknow 
  1. You new bank will have an online application for you to fill out
  2. You will usually have to print out the application, sign it and mail it in.  
  3. It may take a few days to a few weeks to get the account actually open
  4. The hardest part of this process is choosing the bank
  5. Make sure you check your statements regularly