1. Get your APR lowered
2. Get rid of your annual fee, late charges or balance transfer fees
3. Get your billing due date moved
4. Increase your credit limit
5. Get those old late payments off your credit report
via studentplatinum
1. "We're just waiting for you to screw up."
2. "When it comes to identity theft, we're part of the problem."
3. "Your children are our future."
4. "Our 'freebie' rewards are anything but."
5. "Debit cards should come with a warning: 'Use at your own risk.' "
6. "Paid in full? Not necessarily."
7. "We're accepted anywhere on the globe, but our exchange rates are from Planet Ripoff."
8. "We close early on payment-due dates."
9. "Our whims are legally binding."
10. "Go ahead and exceed your credit limit — we like that."
via ebay