Top Ideas to save more in everyday life

Who today can imagine a life without air conditioning or credit cards or television, let alone DVDs, ipods or mocha frappuccino® grandes? There's always something out there tempting us to pull out our credit card or set up an "easy payment" schedule. Most of us are expert consumers, but how many of us are pros at pinching pennies?

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How To Save Money in Your Everyday Life

smarter smarter - 8 months ago
  1. Don't eat out.
  2. Avoid bank fees.
  3. Cut down on your phone lines.
  4. Use the library.
  5. Avoid buying water.
  6. Don't buy new cars.
  7. Plan your grocery shopping.
  8. Consolidate your debt.
  9. Pay all bills on time.
  10. Comparison shop.

via howtodothings

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Top 10 Everyday Ways to Save Money

smarter smarter - 8 months ago

10. Resist Eating Out

9. Avoid Brand Names

8. Kick Expensive Habits

7. Don’t Spend When You’re Drunk

6. Avoid Prepayment Plans

5. Choose Your Phone Company Wisely

4. Don’t Become a Tech Junkie

3. Go Easy on the Plastic

2. Use Coupons

1. Multiply Your Earnings at the Track

via ririanproject

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101 Ways to Save Money in Your Everyday Life

smarter smarter - 8 months ago

Saving on Utilities

  • Minimize electricity use during peak hours (weekdays during work hours).
  • Cook enough for several meals at once.
  • Turn off the tap when brushing your teeth.
  • Turn off shower when shampooing and soaping.
  • Work or read in the same room with family members or roommates to consolidate light usage.
  • Take advantage of natural daylight to get your work done.
  • Hold off on personal phone calls that can wait until evenings and weekends when rates are lower or free.
  • Wash things on the lawn to water the grass at the same time.
  • Water the lawn or garden in the early morning or after sundown. Skip watering on windy days.
  • Use curtains to keep your house cool in summer and warm in winter.
  • Keep thermostat lower in the winter and wear extra layers.
  • Don’t separate colors in your laundry; instead, hand wash items that bleed. 
  • Keep thermostat as high as can be tolerated in summer without harming your pets, antiques and musical instruments.
  • Drink lots of cold water to keep cool and reduce need for air conditioning.
  • Turn off air conditioning in late afternoon, open doors and windows and turn on fans.
  • Using ceiling fans in summer and winter .
  • For laundry, set a shorter dryer time.
  • Cancel cable, purchase a few DVDs a month and watch current shows online at Hulu or network channel websites.

full list via pecuniarities

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331 ways to cut costs!

smarter smarter - 8 months ago

pic via the20life

Click on the links below to start saving in each category.

via bankrate