Top hacks to build good credit card score
Having a solid credit score has been important for quite a while now, but it’s actually becoming more important these days as lending tightens up. There’s a reason that the Fair Isaac Corporation — the organization that calculates the credit score that most major lenders rely on — has been changing the way that credit scores are calculated.
9 ways to build credit from scratch
- Check your credit report
- Establish checking and savings accounts
- Understand the basics of credit scoring
- Piggyback on someone else's good credit
- Apply for credit while you're a college student
- Apply for a secured credit card
- Get a store card
- Get an installment loan
- Use revolving accounts lightly but regularly
via msn
5 Ways To Build a Good Credit History
1. Charge only what you can afford to pay
2. Use only a small amount of the credit you have
3. Start with only one credit card
4. Pay your balance in full and on time
5. Carry a balance the right way
via about.com
Building A Good Credit Score: 5 Tips
1. Get A Copy of Your Credit Report
2. Make Sure You’re Aware of Any Existing Accounts
3. Set Up Automatic Payments
4. Get Serious About Your Balances
5. Keep Your Number of Cards Constant
via lifehack